What is a Secured Loan?

A loan backed by collateral such as property, machinery, or fixed assets.

Types of Security

• Commercial / residential property
• Industrial land & building
• Plant & machinery
• Fixed deposits

Advantages

• Lower interest rate
• Higher loan amount
• Longer tenure
• Better repayment flexibility

Suitable For

• Business expansion
• Debt consolidation
• Long-term capital needs
  

CA’s Advisory Tip

Secured loans work best when aligned with long-term business planning.